FAQ
What are my options when it comes to finding the right vehicle for me?
You may have already started your search and have a particular vehicle in mind and that is great. Your options are unlimited, whether from a private party or a dealership we have you covered. Many clients use our vast network of dealers once they pre-approved just tell us what you desire, and if you wish we will steer you to a reputable dealer in our network.
How does MYWayAutoLoan concierge vehicle locate service work?
Shopping for a vehicle for some can be a headache. We take the guess work out of the vehicle shopping experience for many clients. Once you are pre-approved just let us know what type of vehicle you are looking for and we will locate multiple options that fit into your budget. The concierge service gives you piece of mind knowing you have MYWayAutoLoan on your side.
Do I need to get pre-approved before I go shopping for my vehicle?
That is totally up to you, however most consumers do not purchase a home without obtaining a pre-approval from their lender nor should you when purchasing a vehicle. MYWayAutoLoan gives you the power of the pre-approval, this takes the worry out of being put into a loan outside of your budget. We recommend using the power of the pre-approval every time.
Is there an application fee?
At MYWayAutoLoan there is never an application fee, and you have no obligation to use our pre-approval. There are no hidden costs. With our easy process you are in the driver’s seat from start to finish.
What are some of the factors that go into getting approved with My Way Auto Loan?
What hours can I speak to a My Way Auto Loan specialist?
What are the basic requirements needed to obtain a loan?
- Minimum gross monthly income of $1800.00
- Proof of income. If you are a W2 employee, you will need your most recent pay stub. If you are self-employed a copy of your most recent bank statement will be needed.
- Driver’s license.
- Proof of residence. Most recent utility bill, phone bill or bank statement.
- Five complete references. Name, address, phone number and relationship to you.
- Insurance information.
What are the basic requirements needed to refinance my current loan?
- Minimum gross monthly income of $1800.00.
- Current payoff on your vehicle good for 21 days.
- Eligible vehicles include ten model years or newer with less than 150,000 miles.
What if I have questions regarding credit in general?
Let’s get started
We welcome the opportunity to show you how My Way Auto Loan can benefit you. Contact us today.